SouthState (NASDAQ:SSB) versus QCR (NASDAQ:QCRH) Head-to-Head Review
Southern State (NASDAQ: SSB – Get a rating) and QCR (NASDAQ: QCRH – Get a rating) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, profitability and dividends.
Valuation and benefits
This table compares gross revenue, earnings per share (EPS), and valuation of SouthState and QCR.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|southern state||$1.44 billion||4.27||$475.54 million||$6.04||1:47 p.m.|
|QCR||$300.58 million||3.31||$98.90 million||$6.58||8.57|
SouthState has higher revenue and profit than QCR. QCR trades at a lower price-to-earnings ratio than SouthState, indicating that it is currently the more affordable of the two stocks.
This is a summary of the current recommendations for SouthState and QCR, as reported by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
SouthState currently has a consensus price target of $87.94, indicating a potential upside of 8.12%. QCR has a consensus price target of $71.50, indicating a potential upside of 26.82%. Given QCR’s stronger consensus rating and higher upside potential, analysts clearly believe QCR is more favorable than SouthState.
Risk and Volatility
SouthState has a beta of 0.81, suggesting its stock price is 19% less volatile than the S&P 500. In comparison, QCR has a beta of 1.02, suggesting its stock price is 2% more volatile than the S&P 500.
SouthState pays an annual dividend of $1.96 per share and has a dividend yield of 2.4%. QCR pays an annual dividend of $0.24 per share and has a dividend yield of 0.4%. SouthState pays 32.5% of its profits as a dividend. QCR pays 3.6% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years. SouthState has increased its dividend for 10 consecutive years. SouthState is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
This table compares the net margins, return on equity and return on assets of SouthState and QCR.
|Net margins||Return on equity||return on assets|
Institutional and Insider Ownership
86.2% of SouthState shares are held by institutional investors. By comparison, 69.5% of QCR’s shares are held by institutional investors. 1.9% of SouthState stock is held by insiders of the company. By comparison, 3.8% of QCR’s shares are held by insiders of the company. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a stock will outperform the market over the long term.
QCR beats SouthState on 9 of the 17 factors compared between the two stocks.
SouthState Company Profile (Get a rating)
SouthState Corporation operates as a bank holding company for SouthState Bank, a National Association which provides a range of personal and business banking services and products. It accepts checking accounts, savings deposits, interest-bearing transaction accounts, certificates of deposit, money market accounts, and other term deposits. The company also offers commercial real estate loans, residential real estate loans, commercial and industrial loans, and consumer loans, including auto, boat and personal installment loans. In addition, it provides debit cards, mobile and money transfer products, as well as cash management services including merchant, automated clearing house, safe deposit box, remote deposit capture and cash management services. other treasury services. In addition, the Company offers safe deposit boxes, money orders, electronic transfers, brokerage services and alternative investment products, including annuities, mutual funds and trust and investment management services. assets ; and credit cards, letters of credit and home equity lines of credit. As of December 31, 2021, it served customers at 281 branches in Florida, South Carolina, Alabama, Georgia, North Carolina and Virginia. SouthState Corporation also serves its customers through online, mobile and telephone banking platforms. The company was formerly known as First Financial Holdings, Inc. and changed its name to SouthState Corporation in July 2013. SouthState Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.
QCR Company Profile (Get a rating)
QCR Holdings, Inc., a multi-bank holding company, provides corporate and personal banking services, as well as trust and asset management services. Its deposit products include non-interest bearing demand, interest bearing demand, term and traded deposits. The Company also provides various commercial and retail and investment lending/leasing services to companies, partnerships, individuals and government agencies. Its loan portfolio includes loans to small and medium enterprises; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of plant, equipment and other purposes; commercial and residential real estate loans; and installment loans and other consumer loans, such as home improvement loans, home equity, motor vehicle and signature loans, as well as small personal lines of credit. In addition, the Company engages in the rental of machinery and equipment to commercial and industrial enterprises under direct leasing contracts; and the issuance of trust preferred securities. It serves the communities of Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny and Springfield. The company was founded in 1993 and is headquartered in Moline, Illinois.
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